EXAMPLE PROGRAMME
MIXED COMPANY
RETIREMENT PREPARATION SEMINAR

Day 1

9.40am Meet fellow delegates over Tea or Coffee

10.00am ADJUSTMENT TO RETIREMENT

What the seminar will cover
Changes in relationships
Preparation
A positive view of the future

10.55am Tea/Coffee

11.15am YOUR BENEFITS FROM THE STATE

Your entitlements and how to get the most out of them
State pension forecasting
Possible action to improve the situation
Benefits in the event of retirement before
State retirement age
Benefits for you and your family

12.45pm LUNCH
(The Benefits specialist will be available should you need a confidential chat)

2.00pm UNDERSTANDING YOUR COMPANY OR PERSONAL PENSION

2.45pm Tea/Coffee

3.05pm HEALTH IN RETIREMENT

Positive health aspects
Fitness
Health maintenance
Health promotion
The choices open to us

4.30pm End of Day One

Day 2

9.30am REFLECTIONS ON DAY 1

9.45am PLANNING YOUR FUTURE

Are you going to move?
Reorganising your home for retirement
Security – for yourself and your possessions
Long-term care – Private medical insurance
Income from your home?

10.30am Short Break

10.40am A LOOK AT TAX

Understanding your personal taxation situation
Self assessment
Making the most of independent taxation
Capital Gains Tax
Wills and Inheritance Tax

11.45am Tea/Coffee

12.00pm SAVING AND INVESTMENTS

Investments – for income and capital growth including ISAs (TESSAs and PEPs)
Stakeholder pension
Stock Exchange Investments
Advice on choosing and using Financial Advisors

1.00pm LUNCH

2.15pm USING YOUR RETIREMENT TIME
There will be 2000+ extra non-working hours available for

New interests
Satisfying ambitions
Healthy and mentally stimulating activities
Further work opportunities (full, part-time, paid or voluntary)

3.15pm OPEN SESSION, SEMINAR REVIEW

3.30pm End of Seminar

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